LinkAja adalah layanan atau produk uang elektronik yang diterbitkan dan dikelola oleh PT Fintek Karya Nusantara ("Finarya") yang telah memiliki izin dan diawasi Bank Indonesia.
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LinkAja is a digital wallet from PT Fintek Karya Nusantara (Finarya) and has been registered at Bank Indonesia. Download LinkAja to fulfill your various financial needs, from transfers, paying for GOJEK/Grab, shopping at Tokopedia, buying fuel at MyPertamina, eating at McD, pay bills for PLN, BPJS and others. In addition, you can also activate LinkAja Syariah for more blessed financial services. With LinkAja you become PeDe #Apa2Bisa pay anything starting from: Easy to Top Up Balances • Top up balances can be done online through various bank networks such as HIMBARA (Mandiri, BRI, BNI, and BTN), BCA Mobile, Livin by Mandiri, BRIMO, BNI Mobile Banking, CIMB Niaga, Jenius, BSI Mobile and others. • You can also top up your LinkAja balance through modern retailers such as Alfamart, Indomaret, Circle K and others. Receive, Send and Withdraw Money • Through LinkAja you can receive remittances from anywhere, from government banks, private banks to government programs such as the Pre-Employment Card. • You can also send money to various banks, from HIMBARA, BCA, CIMB Niaga, BSI, and others. • You can easily top up your E-Money card via the NFC method with LinkAja. • Experience the convenience of cash withdrawals at HIMBARA ATMs with LinkAja. Easier Transaction on MyPertamina • Connect your LinkAja account in the MyPertamina apps for easy fuel payments (without admin fee for every transactions) and get attractive promos in it. Buy Prepaid Credit and Pay Postpaid Bills • Buy prepaid credit and data packages from various providers, ranging from My Telkomsel, Indosat Ooredoo, My XL, Smarfren and others • Pay postpaid and internet bills from various providers, starting from My Indihome, Telkomsel Postpaid, and others. Online Bill Payment – Electricity, PAM, Insurance, Gas, Taxes • You can pay various bills for various purposes such as PLN electricity (PLN Mobile), PAM/PDAM water, gas, BPJS insurance, and others. • You can pay various kinds of tax bills starting from E-Samsat, STNK, PBB, and others. • Paying for BPJS Health insurance, BPJS Employment, Mobile JKN is easier using LinkAja. Pay Easier To Commute • LinkAja is the only digital wallet that can be used on Grab and GOJEK for the convenience of ordering online motorcycle taxis or other features. • Pay for other transportation such as KAI Access, MRT, to buy tickets at Tiket. Com. Speedy Payment Using QRIS • The QRIS feature makes it easy for payments at favorite offline merchants such as McD, McDelivery, Kopi Kenangan, and others. Sharia Transactions • Activate the LinkAja Syariah service and experience a more blessed digital banking service according to sharia regulations, such as transfers, sharia mutual funds, to paying zakat, infaq, and alms. Check out Shopping Cart More Seamless • Checking out your shopping cart now at Tokopedia, Blibli, Bukalapak, Sociolla and other favorite marketplaces is even easier with LinkAja. • Ordering a meal on GoFood, GrabFood, and Digiresto is more convenient to pay using LinkAja. Easy Online Loans • Feel the easy experience of applying for an online loan at Kredit Pintar, UKU, Indodana, Pegadaian and others. • Installments range from 2 Months to 60 Months • Loan limits vary from IDR 600,000 to IDR 1,500,000,000 • Interest rates start from 0.80%/month to 7.5%/month. • Maximum annual interest rate (Max APR) 90% • Here is an example of a P2P lending loan simulation with product details: - Loan Amount IDR 600,000 to IDR 6,000,000 - Loan interest 0.22% to 0.25% - Choice of 2 to 6 months tenor Then the monthly installments are IDR 374,937 to IDR 1,250,000, the total loan payment is IDR 749,874 to IDR 7,500,000 Donate for Good • Set aside income through various donation institutions such as Kitabisa, Benih Baik, BAZNAS, Rumah Zakat, and others, just pay using LinkAja.
Uh-oh, haven’t been able to upgrade your LinkAja account to Full Service? Don’t worry, your second chance is here! ?Now, you can use your driver’s license as an additional document to upgrade to Full Service if you’re having trouble with your ID card. Easy peasy, right?Upgrade to Full Service now and unlock all of LinkAja's exclusive features and services!Hit the Update button now and get rolling! ??
Roses are red,Violets are blue.Our app's latest updateIs special just for you!All is fuss-free now!After topping up, you can update your e-money balance directly from LinkAja app.Oh, bugs have also been repelled. Another reason for you to update now, right?
A special gift for a special you!LinkAja is here to bring lots of happy news.Feeling uneasy due to issues with your number?Use Account Recovery feature, and all is well..Want to access Live Chat to find a solution?Access Live Chat from login page for less effort.Curious, yes? Update now, and experience the newest features in LinkAja right away!
Hi Sobat LinkAja!A special feature in our latest app version!A new feature to spread kindness.Now, you can donate while shopping.Make every transaction a meaningful act.Update now, do not miss out.Turn your transaction into your field of kindness!
Hi Sobat LinkAja!Have you ever failed to log in to your LinkAja account?Or… have you ever forgotten your PIN but unable to reset your PIN?Relax! All is well now…Now you can reset your PIN easily just by using your email!Hit the Update button above now so you can finally use your LinkAja account again.
There lived a young man named Praja. One day, Praja wants to cash in & cash out his LinkAja balance, so he rushes to the nearest Indomaret.Then, Praja wants to buy a phone credit using LinkAja app. On the confirmation page, he realizes there is a toggle feature to choose whether to use the bonus balance.Praja is even happier when he finds out that the OTP notification is now sent directly to his email.Try and enjoy what Praja experienced by updating your LinkAja application now.
Hi, Sobat LinkAja!Have you ever forgotten your password at urgent time? Worry not, now you can recover your account immediately through LinkAja app!In addition… In this new version, there are some new features and enhancements that we do solely to make you more comfortable with LinkAja! From the new appearance of our homepage, enhanced Inbox menu, to auto-fill payment code on Hemat Lengkap product!Curious, yes? Update your app now and experience a better version of LinkAja. :)
Hi, Sobat LinkAja!Have you ever forgotten your password at urgent time? Worry not, now you can recover your account immediately through LinkAja app!In addition… In this new version, there are some new features and enhancements that we do solely to make you more comfortable with LinkAja! From the new appearance of our homepage, enhanced Inbox menu, to auto-fill payment code on Hemat Lengkap product!Curious, yes? Update your app now and experience a better version of LinkAja. :)
LinkAja wishes you a Happy New Year! Hope you have had a great holiday and come back with renewed spirit in 2023!Thank you for using the LinkAja app and we hope to bring you more interesting updates in the future!Update the app now to experience a better version of LinkAja. :)
Something fresh-from-the oven is here!Not the all-new kind of thing,but surely is something exciting.Yes, we went through some sleepless night...All to make our app to shine bright.And finally the latest version is here to give you some delight!We improved the app experience in version 4.28. So let's update, shall we?
This time around we're bringing some tunes to your ears ?. Turn on your notification sound!Anyway... A lot of bugs also have been repelled too in this newest version. Update now, shall we?
Something fresh-from-the oven is here!Not the all-new kind of thing,but surely is something exciting.Yes, we went through some sleepless night...All to make our app to shine bright.And finally the latest version is here to give you some delight!We improved the app experience in version 4.26. So let's update, shall we?
Whoa... Time does fly.One or two years ago we were forced to do silaturahmi online,but now we can happily see each others' happy faces face-to-face!We're so happy to always be here for sobat LinkAja regardless of what happens. :)Because even though life likes to give us lemons, our relationship will always be as sweet as cinnamons. Hehe.Anyway... Update to the newest version now, shall we?
Whoa... Time does fly.One or two years ago we were forced to do silaturahmi online,but now we can happily see each others' happy faces face-to-face!We're so happy to always be here for sobat LinkAja regardless of what happens. :)Because even though life likes to give us lemons, our relationship will always be as sweet as cinnamons. Hehe.Anyway... Update to the newest version now, shall we?
It's already that time of the year!We're gonna use this space to wish everyone a blessed and a peaceful Ramadan.Let us be the one who provides everything you need - like paying zakat fitrah, infaq, shodaqoh - and be a part of your holy journey. Update the app now to experience a better version of LinkAja. :)Happy fasting!
So many things to do,yet so many obstacles in the way.But did you know,that LinkAja could help you with them all? Because we simply "apa-apa bisa". ;)Pay bills, food delivery, book a taxi, pay ojek online, shopping, pay tax - it's all one click away!Try it yourself?แล้วพบกันใหม่ รักษาสุขภาพ!(Read: see you and stay healthy!)
Hi, Sobat LinkAja!How are you? Hope you all are healthy, happy, and doing great despite of everything that's going on.Truth to be told, we don't have any big features or enhancements to be announced here. We just want to remind you to maintain your health and enjoy every precious seconds you have with your loved ones at home. :)That's all from us. Have a nice day!
We might be a little early, but...Spent a night with someone dear,Don't forget to order the wagyu.Merry Christmas and happy new year,From LinkAja to you!We have prepared lots and lots of presents on the newest version of the app. From A-Z, it's all there for you!Curious much? Update LinkAja app now and let us know what you think about the presents!
Whoa, public places are now open to visit!But before you enter, make sure that you scan the PeduliLindungi QR code with LinkAja app. Yes, you heard it right - you can scan it using LinkAja, making it easier than ever!Always remember to follow health protocols and don't forget to update LinkAja to the latest version to feel the hassle-free experience!"
Whoa, public places are now open to visit!But before you enter, make sure that you scan the PeduliLindungi QR code with LinkAja app. Yes, you heard it right - you can scan it using LinkAja, making it easier than ever!Always remember to follow health protocols and don't forget to update LinkAja to the latest version to feel the hassle-free experience!
I know I ask quite a lot of permission access for you to use the app, but trust me, it's for your greater good. I don't want you to face any struggle when you're about to make a payment using QR, or even a hassle when buying pulsa because you can't remember the phone number.So, don't hesitate to give LinkAja all the permission because your privacy shouldn't be any of my interest. I promise it will only be used to make your in-app experience better! Update to the latest version now?
I know I ask quite a lot of permission access for you to use the app, but trust me, it's for your greater good. I don't want you to face any struggle when you're about to make a payment using QR, or even a hassle when buying pulsa because you can't remember the phone number.So, don't hesitate to give LinkAja all the permission because your privacy shouldn't be any of my interest. I promise it will only be used to make your in-app experience better! Update to the latest version now?
Something fresh-from-the oven is here!Not the all-new kind of thing,but surely is something exciting.Yes, we went through some sleepless night...All to make our app to shine bright.And finally the latest version is here to give you some delight!Update, update, update.
We knew your desire to eat snacks increases since you work from home,And we did something for it. Enjoy LinkAja as the new source of fund in your favorite food delivery apps!So now it's easier to order, easier to pay. Stay at home, stay healthy, and eat a lot of good food by ordering it through 'ojek online' apps and pay for it with LinkAja! Update now?
We knew your desire to eat snacks increases since you work from home,And we did something for it. Enjoy LinkAja as the new source of fund in your favorite food delivery apps!So now it's easier to order, easier to pay. Stay at home, stay healthy, and eat a lot of good food by ordering it through 'ojek online' apps and pay for it with LinkAja! Update now?
Roses are red,violets are blue.Our app is getting improved,because we care about you! <3As an act to show how deep is our love to you,here we present the 'sweetened' version of LinkAja with all the bugs repelled.We let the bugs bid a forever goodbye to you,So you would be impressed!Ready to experience the sweetness of LinkAja's newest version by clicking 'update' up above?
A few weeks have passed in 2021, yet we still want to remind you to keep disinfecting your personal place regularly.Not only your personal space, all apps that you're using also need to be disinfected.But leave the job to us! Because in LinkAja, we regularly 'disinfect' all areas in the app so you could bid a farewell to the irritating bugs.Who likes having bugs around? We know you don't. That's why we do it!So, ready to enjoy the bug-free experience? Update now!
A few weeks have passed in 2021, yet we still want to remind you to keep disinfecting your personal place regularly.Not only your personal space, all apps that you're using also need to be disinfected.But leave the job to us! Because in LinkAja, we regularly 'disinfect' all areas in the app so you could bid a farewell to the irritating bugs.Who likes having bugs around? We know you don't. That's why we do it!So, ready to enjoy the bug-free experience? Update now!
Here we are, at the 2020 finish line.Though the year was unpredictable, let's finish it with a smile.The start of 2021 is right around the corner.We hope this year's lesson will make us even stronger!And here is the newly updated version, With the exact same mission,To help you in the right direction.Because no lights and no internet connection on Christmas & new year's eve won't be good, right?And that's when LinkAja comes as a knight < 3So, update to 4.14 now?
Untuk kalian yang selalu pakai masker dan jaga jarak kalau bepergian,Ini aku kasih LinkAja versi terbaru buat kamu. Dengan kekuatan developer, versi terbarunya bikin kamu makin gampang beli pulsa, kuota internet dan token listrik di LinkAja.Beli/bayar yang lainnya juga jadi lebih mudah dan mulus di versi ini. Cobain, deh!Update sekarang, yuk. Nanti kabarin aku ya kalau kamu suka hadiahnya!
Do you know the best way to kill bugs?Besides making your home smell wonderful, peppermint oil is believed to naturally repel them. But wait, have you heard of LinkAja's developer team?All bugs that live here at LinkAja are so afraid of them, they're gone at the moment they step in. The best one we have to get rid of all the bugs!Prove it yourself by updating to 4.11.Update now?
All 'easy accesses' are here.And have been well-prepared for every single one of you.But, do you know what 'easy access' that makes it special on this version?Yup - Layanan Syariah LinkAja!It's now easier to find, easier to activate.Update now to 4.10?
Do you know the best way to kill bugs?Besides making your home smell wonderful, peppermint oil is believed to naturally repel them. But wait, have you heard of LinkAja's developer team?All bugs that live here at LinkAja are so afraid of them, they're gone at the moment they step in. The best one we have to get rid of all the bugs!Prove it yourself by updating to 4.9.Update now?
English:To every single one of you who still fight this pandemic hard since day one, we have your presents ready: New menus where you can search & find1. cool online events to make yourselves productive while being #dirumahaja2. fresh daily needs from the nearest market, so you can shop while still being #dirumahajaSounds fun, right?!Psst, they're only available in LinkAja 4.8. So, update now?
This year's Hari Raya will be different without families around..But, sending them virtual hugs and 'virtual THR' will be enough to show how much you love them! Wait - did we say THR? You hear us right! We have special gift cards ready for you to send to your loved ones as THR. Yaay!Have a blessed Eid, everyone <3And don't forget to update to 4.7.1 !
An appreciation post dedicatedly written for all the front liners out there - be it doctors, janitors, security officers and everyone involved: you guys rock!We promise to keep doing all our activities #dirumahaja. We will make sure the lights never go off and the internet connection is always stable by paying all the bills #PakeLinkAja. Hehe.Do everything #PakeLinkAja while #dirumahaja is all possible! Plus - the app is now enhanced so you will be happy to use it. <3Update now?
Do you know what ~we~ do while you fight all those germs? We fight too. Not only germs, but also: bugs! We love you this much so we make sure that your experience on #PakeLinkAja during this hard time is unbothered with all the nasty bugs. A quite reasonable reason to update your LinkAja app to version 4.5, yes? Update now! And please: don't forget to wash your hands with soap for 20 seconds and stay healthy! <3
Let's take a moment of silence and pray for the strength that we all need to fight this Covid-19 pandemic.Regardless of this terrible event, we still have a good news to share!A lot of features have been improved and we got rid of all annoying bugs so you could still #PakeLinkAja seamlessly while social distancing. This news does put a little smile on your face, doesn't it? :">Don't forget to update to 4.4!And pretty pretty please: stay safe, stay hydrated, stay healthy. <3
Enhancement/enˈhansmənt/(n.)an increase or improvement in quality, value, or extent.As Oxford dictionary has explained above, this is what LinkAja 4.3 offers you.Not only one, two, but a lot of it!Wanna know which part of the app that's enhanced?Update now.(PS: we still love you. That's why all bugs have been repelled too <3)
Psst, let us tell you that,- Use your smartphone to pay for KRL- Invest professionally yet easilyare ALL possible in LinkAja 4.2!Don't miss out. Update now.
Psst, let us tell you that,- Use your smartphone to pay for KRL- Invest professionally yet easilyare ALL possible in LinkAja 4.2!Don't miss out. Update now.
We have arrived in the midmonth.Where we used to hold ourselves back from buying things.But not anymore - because LinkAja lets you to shop now, and pay for it later.Exciting, right?Bugs have also been repelled. Another reason for you to update to 4.1!Update now?
- Pay for transports only by doing easy, peasy steps- Buy roaming plans for a pleasant overseas trip- Buy various types of insurance for extra protection, anywhere anytime- Top up Electronic Money Card directly from the app
- Pay for transports only by doing easy, peasy steps- Buy roaming plans for a pleasant overseas trip- Buy various types of insurance for extra protection, anywhere anytime- Top up Electronic Money Card directly from the app
- Pay for transports only by doing easy, peasy steps- Buy roaming plans for a pleasant overseas trip- Buy various types of insurance for extra protection, anywhere anytime- Top up Electronic Money Card directly from the app
WHAT'S NEW ON APPS:- Bug Fixes- Performance Improvements
WHAT'S NEW ON APPS:- Improved interface for send money feature for a better experience - Better experience on full service account upgrade process- Service & performance improvements
LinkAja is a digital wallet from PT Fintek Karya Nusantara (Finarya) and has been registered at Bank Indonesia. Download LinkAja to fulfill your various financial needs, from transfers, paying for GOJEK/Grab, shopping at Tokopedia, buying fuel at MyPertamina, eating at McD, pay bills for PLN, BPJS and others. In addition, you can also activate LinkAja Syariah for more blessed financial services. With LinkAja you become PeDe #Apa2Bisa pay anything starting from: Easy to Top Up Balances • Top up balances can be done online through various bank networks such as HIMBARA (Mandiri, BRI, BNI, and BTN), BCA Mobile, Livin by Mandiri, BRIMO, BNI Mobile Banking, CIMB Niaga, Jenius, BSI Mobile and others. • You can also top up your LinkAja balance through modern retailers such as Alfamart, Indomaret, Circle K and others. Receive, Send and Withdraw Money • Through LinkAja you can receive remittances from anywhere, from government banks, private banks to government programs such as the Pre-Employment Card. • You can also send money to various banks, from HIMBARA, BCA, CIMB Niaga, BSI, and others. • You can easily top up your E-Money card via the NFC method with LinkAja. • Experience the convenience of cash withdrawals at HIMBARA ATMs with LinkAja. Easier Transaction on MyPertamina • Connect your LinkAja account in the MyPertamina apps for easy fuel payments (without admin fee for every transactions) and get attractive promos in it. Buy Prepaid Credit and Pay Postpaid Bills • Buy prepaid credit and data packages from various providers, ranging from My Telkomsel, Indosat Ooredoo, My XL, Smarfren and others • Pay postpaid and internet bills from various providers, starting from My Indihome, Telkomsel Postpaid, and others. Online Bill Payment – Electricity, PAM, Insurance, Gas, Taxes • You can pay various bills for various purposes such as PLN electricity (PLN Mobile), PAM/PDAM water, gas, BPJS insurance, and others. • You can pay various kinds of tax bills starting from E-Samsat, STNK, PBB, and others. • Paying for BPJS Health insurance, BPJS Employment, Mobile JKN is easier using LinkAja. Pay Easier To Commute • LinkAja is the only digital wallet that can be used on Grab and GOJEK for the convenience of ordering online motorcycle taxis or other features. • Pay for other transportation such as KAI Access, MRT, to buy tickets at Tiket. Com. Speedy Payment Using QRIS • The QRIS feature makes it easy for payments at favorite offline merchants such as McD, McDelivery, Kopi Kenangan, and others. Sharia Transactions • Activate the LinkAja Syariah service and experience a more blessed digital banking service according to sharia regulations, such as transfers, sharia mutual funds, to paying zakat, infaq, and alms. Check out Shopping Cart More Seamless • Checking out your shopping cart now at Tokopedia, Blibli, Bukalapak, Sociolla and other favorite marketplaces is even easier with LinkAja. • Ordering a meal on GoFood, GrabFood, and Digiresto is more convenient to pay using LinkAja. Easy Online Loans • Feel the easy experience of applying for an online loan at Kredit Pintar, UKU, Indodana, Pegadaian and others. • Installments range from 2 Months to 60 Months • Loan limits vary from IDR 600,000 to IDR 1,500,000,000 • Interest rates start from 0.80%/month to 7.5%/month. • Maximum annual interest rate (Max APR) 90% • Here is an example of a P2P lending loan simulation with product details: - Loan Amount IDR 600,000 to IDR 6,000,000 - Loan interest 0.22% to 0.25% - Choice of 2 to 6 months tenor Then the monthly installments are IDR 374,937 to IDR 1,250,000, the total loan payment is IDR 749,874 to IDR 7,500,000 Donate for Good • Set aside income through various donation institutions such as Kitabisa, Benih Baik, BAZNAS, Rumah Zakat, and others, just pay using LinkAja.
Uh-oh, haven’t been able to upgrade your LinkAja account to Full Service? Don’t worry, your second chance is here! ?Now, you can use your driver’s license as an additional document to upgrade to Full Service if you’re having trouble with your ID card. Easy peasy, right?Upgrade to Full Service now and unlock all of LinkAja's exclusive features and services!Hit the Update button now and get rolling! ??
Roses are red,Violets are blue.Our app's latest updateIs special just for you!All is fuss-free now!After topping up, you can update your e-money balance directly from LinkAja app.Oh, bugs have also been repelled. Another reason for you to update now, right?
A special gift for a special you!LinkAja is here to bring lots of happy news.Feeling uneasy due to issues with your number?Use Account Recovery feature, and all is well..Want to access Live Chat to find a solution?Access Live Chat from login page for less effort.Curious, yes? Update now, and experience the newest features in LinkAja right away!
Hi Sobat LinkAja!A special feature in our latest app version!A new feature to spread kindness.Now, you can donate while shopping.Make every transaction a meaningful act.Update now, do not miss out.Turn your transaction into your field of kindness!
Hi Sobat LinkAja!Have you ever failed to log in to your LinkAja account?Or… have you ever forgotten your PIN but unable to reset your PIN?Relax! All is well now…Now you can reset your PIN easily just by using your email!Hit the Update button above now so you can finally use your LinkAja account again.
There lived a young man named Praja. One day, Praja wants to cash in & cash out his LinkAja balance, so he rushes to the nearest Indomaret.Then, Praja wants to buy a phone credit using LinkAja app. On the confirmation page, he realizes there is a toggle feature to choose whether to use the bonus balance.Praja is even happier when he finds out that the OTP notification is now sent directly to his email.Try and enjoy what Praja experienced by updating your LinkAja application now.
Hi, Sobat LinkAja!Have you ever forgotten your password at urgent time? Worry not, now you can recover your account immediately through LinkAja app!In addition… In this new version, there are some new features and enhancements that we do solely to make you more comfortable with LinkAja! From the new appearance of our homepage, enhanced Inbox menu, to auto-fill payment code on Hemat Lengkap product!Curious, yes? Update your app now and experience a better version of LinkAja. :)
Hi, Sobat LinkAja!Have you ever forgotten your password at urgent time? Worry not, now you can recover your account immediately through LinkAja app!In addition… In this new version, there are some new features and enhancements that we do solely to make you more comfortable with LinkAja! From the new appearance of our homepage, enhanced Inbox menu, to auto-fill payment code on Hemat Lengkap product!Curious, yes? Update your app now and experience a better version of LinkAja. :)
LinkAja wishes you a Happy New Year! Hope you have had a great holiday and come back with renewed spirit in 2023!Thank you for using the LinkAja app and we hope to bring you more interesting updates in the future!Update the app now to experience a better version of LinkAja. :)
Something fresh-from-the oven is here!Not the all-new kind of thing,but surely is something exciting.Yes, we went through some sleepless night...All to make our app to shine bright.And finally the latest version is here to give you some delight!We improved the app experience in version 4.28. So let's update, shall we?
This time around we're bringing some tunes to your ears ?. Turn on your notification sound!Anyway... A lot of bugs also have been repelled too in this newest version. Update now, shall we?
Something fresh-from-the oven is here!Not the all-new kind of thing,but surely is something exciting.Yes, we went through some sleepless night...All to make our app to shine bright.And finally the latest version is here to give you some delight!We improved the app experience in version 4.26. So let's update, shall we?
Whoa... Time does fly.One or two years ago we were forced to do silaturahmi online,but now we can happily see each others' happy faces face-to-face!We're so happy to always be here for sobat LinkAja regardless of what happens. :)Because even though life likes to give us lemons, our relationship will always be as sweet as cinnamons. Hehe.Anyway... Update to the newest version now, shall we?
Whoa... Time does fly.One or two years ago we were forced to do silaturahmi online,but now we can happily see each others' happy faces face-to-face!We're so happy to always be here for sobat LinkAja regardless of what happens. :)Because even though life likes to give us lemons, our relationship will always be as sweet as cinnamons. Hehe.Anyway... Update to the newest version now, shall we?
It's already that time of the year!We're gonna use this space to wish everyone a blessed and a peaceful Ramadan.Let us be the one who provides everything you need - like paying zakat fitrah, infaq, shodaqoh - and be a part of your holy journey. Update the app now to experience a better version of LinkAja. :)Happy fasting!
So many things to do,yet so many obstacles in the way.But did you know,that LinkAja could help you with them all? Because we simply "apa-apa bisa". ;)Pay bills, food delivery, book a taxi, pay ojek online, shopping, pay tax - it's all one click away!Try it yourself?แล้วพบกันใหม่ รักษาสุขภาพ!(Read: see you and stay healthy!)
Hi, Sobat LinkAja!How are you? Hope you all are healthy, happy, and doing great despite of everything that's going on.Truth to be told, we don't have any big features or enhancements to be announced here. We just want to remind you to maintain your health and enjoy every precious seconds you have with your loved ones at home. :)That's all from us. Have a nice day!
We might be a little early, but...Spent a night with someone dear,Don't forget to order the wagyu.Merry Christmas and happy new year,From LinkAja to you!We have prepared lots and lots of presents on the newest version of the app. From A-Z, it's all there for you!Curious much? Update LinkAja app now and let us know what you think about the presents!
Whoa, public places are now open to visit!But before you enter, make sure that you scan the PeduliLindungi QR code with LinkAja app. Yes, you heard it right - you can scan it using LinkAja, making it easier than ever!Always remember to follow health protocols and don't forget to update LinkAja to the latest version to feel the hassle-free experience!"
Whoa, public places are now open to visit!But before you enter, make sure that you scan the PeduliLindungi QR code with LinkAja app. Yes, you heard it right - you can scan it using LinkAja, making it easier than ever!Always remember to follow health protocols and don't forget to update LinkAja to the latest version to feel the hassle-free experience!
I know I ask quite a lot of permission access for you to use the app, but trust me, it's for your greater good. I don't want you to face any struggle when you're about to make a payment using QR, or even a hassle when buying pulsa because you can't remember the phone number.So, don't hesitate to give LinkAja all the permission because your privacy shouldn't be any of my interest. I promise it will only be used to make your in-app experience better! Update to the latest version now?
I know I ask quite a lot of permission access for you to use the app, but trust me, it's for your greater good. I don't want you to face any struggle when you're about to make a payment using QR, or even a hassle when buying pulsa because you can't remember the phone number.So, don't hesitate to give LinkAja all the permission because your privacy shouldn't be any of my interest. I promise it will only be used to make your in-app experience better! Update to the latest version now?
Something fresh-from-the oven is here!Not the all-new kind of thing,but surely is something exciting.Yes, we went through some sleepless night...All to make our app to shine bright.And finally the latest version is here to give you some delight!Update, update, update.
We knew your desire to eat snacks increases since you work from home,And we did something for it. Enjoy LinkAja as the new source of fund in your favorite food delivery apps!So now it's easier to order, easier to pay. Stay at home, stay healthy, and eat a lot of good food by ordering it through 'ojek online' apps and pay for it with LinkAja! Update now?
We knew your desire to eat snacks increases since you work from home,And we did something for it. Enjoy LinkAja as the new source of fund in your favorite food delivery apps!So now it's easier to order, easier to pay. Stay at home, stay healthy, and eat a lot of good food by ordering it through 'ojek online' apps and pay for it with LinkAja! Update now?
Roses are red,violets are blue.Our app is getting improved,because we care about you! <3As an act to show how deep is our love to you,here we present the 'sweetened' version of LinkAja with all the bugs repelled.We let the bugs bid a forever goodbye to you,So you would be impressed!Ready to experience the sweetness of LinkAja's newest version by clicking 'update' up above?
A few weeks have passed in 2021, yet we still want to remind you to keep disinfecting your personal place regularly.Not only your personal space, all apps that you're using also need to be disinfected.But leave the job to us! Because in LinkAja, we regularly 'disinfect' all areas in the app so you could bid a farewell to the irritating bugs.Who likes having bugs around? We know you don't. That's why we do it!So, ready to enjoy the bug-free experience? Update now!
A few weeks have passed in 2021, yet we still want to remind you to keep disinfecting your personal place regularly.Not only your personal space, all apps that you're using also need to be disinfected.But leave the job to us! Because in LinkAja, we regularly 'disinfect' all areas in the app so you could bid a farewell to the irritating bugs.Who likes having bugs around? We know you don't. That's why we do it!So, ready to enjoy the bug-free experience? Update now!
Here we are, at the 2020 finish line.Though the year was unpredictable, let's finish it with a smile.The start of 2021 is right around the corner.We hope this year's lesson will make us even stronger!And here is the newly updated version, With the exact same mission,To help you in the right direction.Because no lights and no internet connection on Christmas & new year's eve won't be good, right?And that's when LinkAja comes as a knight < 3So, update to 4.14 now?
Untuk kalian yang selalu pakai masker dan jaga jarak kalau bepergian,Ini aku kasih LinkAja versi terbaru buat kamu. Dengan kekuatan developer, versi terbarunya bikin kamu makin gampang beli pulsa, kuota internet dan token listrik di LinkAja.Beli/bayar yang lainnya juga jadi lebih mudah dan mulus di versi ini. Cobain, deh!Update sekarang, yuk. Nanti kabarin aku ya kalau kamu suka hadiahnya!
Do you know the best way to kill bugs?Besides making your home smell wonderful, peppermint oil is believed to naturally repel them. But wait, have you heard of LinkAja's developer team?All bugs that live here at LinkAja are so afraid of them, they're gone at the moment they step in. The best one we have to get rid of all the bugs!Prove it yourself by updating to 4.11.Update now?
All 'easy accesses' are here.And have been well-prepared for every single one of you.But, do you know what 'easy access' that makes it special on this version?Yup - Layanan Syariah LinkAja!It's now easier to find, easier to activate.Update now to 4.10?
Do you know the best way to kill bugs?Besides making your home smell wonderful, peppermint oil is believed to naturally repel them. But wait, have you heard of LinkAja's developer team?All bugs that live here at LinkAja are so afraid of them, they're gone at the moment they step in. The best one we have to get rid of all the bugs!Prove it yourself by updating to 4.9.Update now?
English:To every single one of you who still fight this pandemic hard since day one, we have your presents ready: New menus where you can search & find1. cool online events to make yourselves productive while being #dirumahaja2. fresh daily needs from the nearest market, so you can shop while still being #dirumahajaSounds fun, right?!Psst, they're only available in LinkAja 4.8. So, update now?
This year's Hari Raya will be different without families around..But, sending them virtual hugs and 'virtual THR' will be enough to show how much you love them! Wait - did we say THR? You hear us right! We have special gift cards ready for you to send to your loved ones as THR. Yaay!Have a blessed Eid, everyone <3And don't forget to update to 4.7.1 !
An appreciation post dedicatedly written for all the front liners out there - be it doctors, janitors, security officers and everyone involved: you guys rock!We promise to keep doing all our activities #dirumahaja. We will make sure the lights never go off and the internet connection is always stable by paying all the bills #PakeLinkAja. Hehe.Do everything #PakeLinkAja while #dirumahaja is all possible! Plus - the app is now enhanced so you will be happy to use it. <3Update now?
Do you know what ~we~ do while you fight all those germs? We fight too. Not only germs, but also: bugs! We love you this much so we make sure that your experience on #PakeLinkAja during this hard time is unbothered with all the nasty bugs. A quite reasonable reason to update your LinkAja app to version 4.5, yes? Update now! And please: don't forget to wash your hands with soap for 20 seconds and stay healthy! <3
Let's take a moment of silence and pray for the strength that we all need to fight this Covid-19 pandemic.Regardless of this terrible event, we still have a good news to share!A lot of features have been improved and we got rid of all annoying bugs so you could still #PakeLinkAja seamlessly while social distancing. This news does put a little smile on your face, doesn't it? :">Don't forget to update to 4.4!And pretty pretty please: stay safe, stay hydrated, stay healthy. <3
Enhancement/enˈhansmənt/(n.)an increase or improvement in quality, value, or extent.As Oxford dictionary has explained above, this is what LinkAja 4.3 offers you.Not only one, two, but a lot of it!Wanna know which part of the app that's enhanced?Update now.(PS: we still love you. That's why all bugs have been repelled too <3)
Psst, let us tell you that,- Use your smartphone to pay for KRL- Invest professionally yet easilyare ALL possible in LinkAja 4.2!Don't miss out. Update now.
Psst, let us tell you that,- Use your smartphone to pay for KRL- Invest professionally yet easilyare ALL possible in LinkAja 4.2!Don't miss out. Update now.
We have arrived in the midmonth.Where we used to hold ourselves back from buying things.But not anymore - because LinkAja lets you to shop now, and pay for it later.Exciting, right?Bugs have also been repelled. Another reason for you to update to 4.1!Update now?
- Pay for transports only by doing easy, peasy steps- Buy roaming plans for a pleasant overseas trip- Buy various types of insurance for extra protection, anywhere anytime- Top up Electronic Money Card directly from the app
- Pay for transports only by doing easy, peasy steps- Buy roaming plans for a pleasant overseas trip- Buy various types of insurance for extra protection, anywhere anytime- Top up Electronic Money Card directly from the app
- Pay for transports only by doing easy, peasy steps- Buy roaming plans for a pleasant overseas trip- Buy various types of insurance for extra protection, anywhere anytime- Top up Electronic Money Card directly from the app
WHAT'S NEW ON APPS:- Bug Fixes- Performance Improvements
WHAT'S NEW ON APPS:- Improved interface for send money feature for a better experience - Better experience on full service account upgrade process- Service & performance improvements
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LinkAja adalah dompet digital dari PT Fintek Karya Nusantara (Finarya) dan telah terdaftar di Bank Indonesia. Download LinkAja untuk memenuhi berbagai kebutuhan finansialmu, mulai dari transfer, bayar GOJEK/Grab, belanja di Tokopedia, beli bbm di MyPertamina, makan di McD, sampai bayar tagihan PLN, BPJS dan lainnya. Selain itu, kamu juga bisa mengaktivasi LinkAja Syariah untuk layanan finansial yang lebih berkah.Dengan LinkAja kamu jadi Pede #Apa2Bisa bayar apa aja mulai dari:Mudah Isi Saldo• Isi saldo bisa dilakukan secara online lewat berbagai jaringan bank seperti HIMBARA (Mandiri, BRI, BNI, dan BTN), BCA Mobile, Livin by Mandiri, BRIMO, BNI Mobile Banking, CIMB Niaga, Jenius, BSI Mobile dan yang lainnya.• Kamu juga bisa mengisi saldo LinkAja lewat modern retail seperti Alfamart, Indomaret, Circle K dan lainnya.Terima, Kirim dan Tarik Uang• Melalui LinkAja kamu bisa menerima kiriman uang dari mana saja, mulai dari bank pemerintah, bank swasta sampai program pemerintah seperti Kartu Prakerja.• Kamu juga dapat mengirimkan uang ke berbagai bank, mulai dari HIMBARA, BCA, CIMB Niaga, BSI, dan yang lainnya.• Kamu pun mudah melakukan top up kartu E-Money melalui metode NFC dengan LinkAja.• Rasakan juga kemudahan tarik tunai di ATM HIMBARA dengan LinkAja.Bayar BBM di MyPertamina• Sambungkan akun LinkAja di aplikasi MyPertamina untuk kemudahan bayar bbm (tanpa biaya admin per transaksinya) dan mendapatkan promo menarik di dalamnya.Beli dan Bayar Tagihan Pulsa• Beli pulsa prabayar dan paket data dari beragam provider, mulai dari My Telkomsel, Indosat Ooredoo, My XL, Smarfren dan lainnya• Bayar tagihan pulsa dan internet dari beragam provider, mulai dari My Indihome, Telkomsel Pascabayar, dan lainnya.Bayar Tagihan Online – Listrik, PAM, Asuransi, Gas, Pajak• Hanya dengan satu aplikasi, kamu bisa membayar bermacam tagihan untuk beragam keperluan seperti listrik PLN (PLN Mobile), air PAM/PDAM, Gas, asuransi BPJS, dan lainnya.• Kamu bisa bayar berbagai macam tagihan pajak mulai dari E-Samsat, STNK, PBB, dan lainnya.• Bayar asuransi BPJS Kesehatan, BPJS Ketenagakerjaan, Mobile JKN lebih mudah pakai LinkAja.Bayar Transportasi Lebih Mudah• LinkAja menjadi satu-satunya dompet digital yang bisa digunakan di Grab dan GOJEK untuk kemudahan pesan ojek online ataupun fitur lainnya.• Bayar transportasi lainnya seperti KAI Access, MRT, hingga beli tiket di Tiket. com.Bayar Praktis Pakai QRIS• Fitur QRIS yang memudahkan untuk pembayaran di merchant offline favorit seperti McD, McDelivery, Kopi Kenangan, dan lainnya.Transaksi Syariah Lebih Berkah• Aktifkan layanan LinkAja Syariah dan rasakan pengalaman layanan digital banking yang lebih berkah sesuai regulasi syariah, seperti transfer, reksadana syariah, sampai pembayaran zakat, infaq, dan sedekah.Belanja Online Lebih Praktis• Check out keranjang belanjaan kamu sekarang di Tokopedia, Blibli, Bukalapak, Sociolla dan marketplace favorit lainnya semakin mudah dengan LinkAja.• Pesan makan di GoFood, GrabFood, dan Digiresto bayarnya lebih praktis pakai LinkAja.Pinjaman Online yang Nggak Ribet• Yuk rasakan pengalaman mudahnya mengajukan pinjaman online di Kredit Pintar, UKU, Indodana, Pegadaian dan lainnya.• Cicilan produk berkisar dari jangka waktu 2 Bulan hingga 60 Bulan• Limit pinjaman bervariasi berkisar dari Rp600.000 hingga Rp1.500.000.000• Tingkat bunga mulai dari 0,80 %/bulan hingga 7,5%/bulan.• Suku bunga maksimum tahunan (Max APR) 90%• Berikut adalah contoh simulasi pinjaman P2P lending dengan detail produk:- Jumlah Pinjaman Rp 600.000 s/d Rp 6.000.000- Bunga pinjaman 0,22% s/d 0,25%- Pilihan tenor 2 s/d 6 bulanMaka cicilan per bulan adalah Rp 374.937 s/d Rp 1.250.000, total pembayaran pinjaman Rp 749.874 s/d Rp 7.500.000Donasi untuk Kebaikan• Sisihkan pendapatan lewat berbagai macam lembaga donasi seperti Kitabisa, Benih Baik, BAZNAS, Rumah Zakat, dan lainnya cukup bayar pakai LinkAja.
Ajaib.co.id – Layanan finansial berbasis daring semakin diminati masyarakat di masa pandemi. Betapa tidak, keterbatasan aktivitas fisik membuat banyak orang lebih memilih melakukan transaksi nirsentuh.
Hal ini membuat pemain layanan keuangan daring semakin menjamur. Sejak wabah Covid-19 merebak di Indonesia, transaksi digital telah meningkat tajam. Buktinya, menurut catatan Bank Indonesia (BI), transaksi berbasis daring meningkat 37,8 persen secara tahunan.
Nah, salah satu kontributor utama dalam perubahan preferensi transaksi masyarakat tersebut adalah penggunaan uang elektronik dari platform dompet digital yang juga meningkat 24,42 persen secara tahunan.
Alasan menggunakan layanan dompet digital dibandingkan dengan produk keuangan digital lainnya pun cukup beragam. Paling umum, faktornya adalah efisiensi waktu, promo dan cashback yang ditawarkan dan tidak perlu berhubungan secara fisik.
Sebagian dari masyarakat juga menggunakan uang elektronik untuk membayar pesanan daring baik berupa makanan, barang kebutuhan konsumsi dan transportasi perjalanan.
Menariknya, di antara beberapa jenis platform dompet digital, LinkAja termasuk platform layanan finansial berbasis uang elektronik yang mencatatkan pertumbuhan yang sangat signifikan. Hingga akhir Februari 2021 saja, LinkAja telah memiliki lebih dari 66 juta pengguna terdaftar.
Sama seperti pemain dompet digital lain, LinkAja juga memiliki 1 juta merchant lokal dengan lebih dari 350 ribu merchant nasional di seluruh Indonesia. Pertanyaannya, apa itu LinkAja? Penasaran dengan sepak terjang LinkAja? Yuk simak ulasannya untuk memenuhi pertanyaan apa itu LinkAja.
Buat kamu yang belum tahu apa itu LinkAja, layanan keuangan ini merupakan transformasi dari layanan dompet digital milik Telkomsel, salah satu anak usaha dari Badan Usaha Milik Negara (BUMN) yang merajai bisnis telekomunikasi di Indonesia yakni PT Telkom Indonesia Tbk (TLKM) yang dinamai TCash.
Telkomsel sendiri memiliki anak perusahaan pengelola dompet digital bernama PT Fintek Karya Nusantara (Finarya) yang mendobrak pasar dompet digital dengan nama LinkAja pada 22 Februari 2019.
Mengetahui bahwa ekosistemnya tidak bisa berdiri sendiri tanpa bantuan bank, Finarya bekerja sama dengan perusahaan BUMN lain untuk memperkuat jaringan bisnis LinkAja. Dengan demikian, mayoritas pemegang saham LinkAja masih dipegang oleh Telkomsel sebesar 25 persen, diikuti oleh himpunan bank milik negara (Himbara).
Adapun, PT Bank Mandiri Tbk (BMRI), PT Bank Rakyat Indonesia Tbk (BBRI), PT Bank Negara Indonesia Tbk (BBNI) mengenggam masing-masing 20 persen saham LinkAja. Sementara, PT Bank Tabungan Negara Tbk (BBTN) memiliki saham minoritas sebesar 7 persen.
Tidak hanya Himbara saja, perusahaan pengolahan minyak dan gas bumi PT Pertamina (Persero), perusahaan asuransi PT Asuransi Jiwasraya, dan perusahaan jasa keuangan pasar modal dan pasar uang PT Danareksa juga ikut ambil bagian sebagai pemegang saham minoritas awal.
Kemunculan LinkAja pada masa kepemimpinan Rini Soemarno yang menjabat sebagai Menteri BUMN pada saat itu juga dianggap sebagai ancaman bagi pemain existing di Indonesia seperti Gopay dan OVO.
Awalnya, LinkAja masih menggarap nasabah TCash yang berjumlah 30 juta pelanggan. Keputusan untuk menempatkan LinkAja di bawah payung Telkomsel juga bukan tanpa alasan. Produk dompet digital ini dianggap akan sulit bersaing jika masih operasionalnya ditangani oleh perbankan yang harus berurusan dengan berbagai aturan regulator.
Sementara, jika dibawah perusahaan telekomunikasi, LinkAja dianggap mampu berinovasi lebih cepat namun tetap memprioritaskan perlindungan nasabah karena Himbara mengawasi sistem pengamanannya.
Era LinkAja Disuntik Modal oleh Pesaing
Banyak orang berkata bahwa di era digital seperti sekarang, dibandingkan bersaing, ada baiknya menciptakan kolaborasi. Hal ini yang akhirnya dianut oleh platform LinkAja setelah hampir dua tahun beroperasi.
Predikatnya sebagai alat BUMN tidak dijadikannya penghalang untuk menerima suntikan dana bahkan dari pesaingnya Gojek yang memiliki dompet digital sendiri yakni Gopay dan Grab yang awalnya bekerja sama dengan dompet digital OVO.
Setelah dua tahun beroperasi, LinkAja sudah memiliki bidang keahliannya sendiri yakni ekosistem transportasi terlengkap di area Indonesia. LinkAja memiliki sistem pembayaran moda transportasi yang terintegrasi mulai dari darat, laut hingga udara.
Sebagai contoh, LinkAja dapat digunakan untuk pembayaran moda transportasi publik seperti TransJakarta, Commuter Indonesia, LRT dan MRT Jakarta, Railink, Bluebird, layanan transportasi online Grab dan Gojek, hingga travel antar kota.
LinkAja juga merupakan mitra dari Kereta Api Indonesia, Ferry Indonesia dan maskapai penerbangan seperti Garuda Indonesia dan Citilink.
Melengkapi kemudahan yang berhubungan dengan transportasi, LinkAja juga adalah mitra pembayaran parkir kendaraan seperti Sky Parking, Parkee, Soul Parking serta mitra resmi pembayaran bahan bakar minyak dengan tersedia di ribuan SPBU Pertamina di seluruh Indonesia.
Kemampuan inilah yang akhirnya meluluhkan hati Grab yang melakukan suntikan modal pertama dari perusahaan swasta kepada LinkAja. Perusahaan yang berbasis di Singapura itu mengguyur uang sebesar USD100 juta atau Rp1,4 triliun pada akhir 2020 lalu kepada LinkAja.
Tak sampai di situ, LinkAja juga mengumumkan investasi strategis dengan Gojek melalui penerbitan saham seri B pada awal tahun ini. Berkat kesepakatan itu, LinkAja berhak mendapatkan dana segar senilai USD100 juta, angka yang sama dengan nilai investasi Grab.
Kejutan apalagi yang akan ditawarkan oleh LinkAja dalam masa pertumbuhannya beberapa tahun ke depan? Daripada pusing memikirkan masa depan, bagaimana kalau kamu mulai berinvestasi pada saham perusahaan yang mendukung pertumbuhan LinkAja seperti TLKM, BBRI, BMRI, BBNI, dan BBTN saja? Seperti yang dijelaskan sebelumnya, keempat emiten ini adalah pemilik saham mayoritas LinkAja.
Ingat ya, kamu bisa membeli empat saham emiten BUMN ini melalui aplikasi investasi Ajaib. Selamat berinvestasi!
LinkAja Sebagai Sarana Investasi dan Bantuan Pemerintah
Karena dibentuk oleh perusahaan BUMN, LinkAja sempat agak kesusahan mencari tambahan modal di awal masa pengembangannya. Namun, sebagai gantinya, hanya perusahaan di bawah kementerian BUMN lah yang berhak menyuntikkan dana ke platform tersebut.
Dengan semangat BUMN yang dipikulnya, model bisnis LinkAja pun agak sedikit berbeda dengan pesaingnya seperti OVO, Gopay, atau Dana. LinkAja hadir membantu UMKM mikro dengan menyediakan basis transaksi di pasar tradisional. Platform ini juga digunakan pemerintah untuk memverifikasi penerima bantuan sosial (bansos) karena menggandeng Direktorat Jenderal Kependudukan dan Pencatatan Sipil (Dukcapil) dalam memanfaatkan data kependudukan.
Melengkapi kebutuhan mayoritas masyakarat muslim di Indonesia yang mendambakan layanan keuangan berbasis syariah, LinkAja juga meluncurkan LinkAja Syariah dengan fitur yang disesuaikan dengan prinsip syariah.
Layanan yang Disediakan LinkAja
Pada tahap awal, LinkAja merupakan layanan keuangan yang bertujuan memenuhi kebutuhan masyarakat melalui fitur pembayaran tagihan baik itu listrik, air, asuransi, internet, pembayaran bensin, jasa akses tol, dan lain sebagainya. LinkAja juga bekerja sama dengan merchant lokal maupun nasional, platform moda transporasi publik, hingga pembayaran di platform e-commerce dan marketplace.
Keberadaan LinkAja juga otomatis menonaktifkan fitur kode quick response (QR) berbagai bank BUMN seperti Bank BRI yang memiliki My QR dan Bank BNI yang memiliki Yap! hingga tahun 2019. Tidak hanya sampai di situ, LinkAja juga bisa digunakan untuk pengiriman uang (remitansi) antarnegara di kawasan Asia.
Demi merayu pengguna baru, LinkAja juga latah mengeluarkan jurus strategi promo dengan menyelenggarakan program ‘Festival LinkAja’ yang menawarkan diskon hingga 50 persen pada awal peluncurannya.
Namun eksekutif LinkAja membantah penggunaan strategi bakar duit hingga saat ini. Pihak LinkAja beranggapan pengguna LinkAja memang cenderung tidak mengejar diskon tetapi mempertimbangkan nilai manfaat dari produk tersebut. Sehingga, ketimbang melakukan strategi bakar duit, LinkAja lebih fokus pada ekspansi layanan merchant yang bersifat jangka panjang.
